At Motorsport UK, our members power the future of our sport and remain at the heart of our organisation. The limited availability and rising costs of road section and road Rally insurance has been a concern for Motorsport UK even before a major insurance provider increased their premiums for events held on the public highway earlier this year. 

While these increases are recognised, our concerns remain around how the actions of a few could have a significant and disproportionate impact on grassroots motorsport, potentially making some events unaffordable for our motorsport community of Clubs and competitors, until an alternative solution can be found. 

We continue to work with our stakeholders including several insurance brokers and are working to find a solution that ensures fair and sustainable insurance cover is available for all competitors and event organisers. Grassroots motorsport is at the beating heart of our organisation, and we are working tirelessly to ensure that this is in place for 2026, to avoid further events being postponed or cancelled. 

We continue to we reiterate our call for all Clubs and organisers to ensure that all Motorsport UK Permitted events continue to comply with the National Competition Rules (NCR) and, where relevant, the Road Traffic Act (RTA). Failure to comply not only jeopardises the safe running of our sport but also damages progress with insurers as well as being subject to Motorsport UK investigation and brought before the National Court.  

We also ask Clubs to remind all competitors of their similar responsibility to comply with the NCRs and RTA, and that it is their responsibility to check they have the adequate insurance cover for the event they are participating in. Individual policy terms vary greatly and if any competitor is in any doubt they must speak to their own insurer or contact one of the specialist brokers for advice.

Kingfisher, who acquired the Reis business earlier in the year, continue to offer individual competitor and Club 3rd party top-up cover for events on the Public Highway for competitors as well as Officials vehicles and can be contacted through Dan Adams (Email: info@kingfishermotorsport.com or Phone: 0115 965 1040) 

Marsh, Motorsport UK’s corporate broker can provide accidental damage cover for Officials vehicles whilst they are on off-road or closed-road sections of events and can be contacted through Jaz Bareham (Email: jaz.bareham@marsh.com or Phone: 0345 872 5060) 

The provision of cover ensures that vents can continue to run legally, keeping motorsport accessible and available to our community. We fully appreciate that the current cost of this cover may unfortunately not be fully budgeted and is higher than expected. Further updates will be provided as soon as they are available, and we continue to discuss this matter as a priority at regular committee meetings.